Your money might as well earn money, right?
According to the FDIC, savings accounts at traditional banks are earning about 0.09% interest on average — pennies, for many people. Online banks, though, are able to offer higher rates on high-yield savings accounts, and I've loved my experience so far with CIT Bank. It offers 1.85% APY when you make a monthly deposit of at least $100. Not only is my money making money, CIT has great customer service and there are no fees to open up an account.
According to the FDIC, savings accounts at traditional banks are earning about 0.09% interest on average — pennies, for many people. Online banks, though, are able to offer higher rates on high-yield savings accounts, and I've loved my experience so far with CIT Bank. It offers 1.85% APY when you make a monthly deposit of at least $100. Not only is my money making money, CIT has great customer service and there are no fees to open up an account.
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