U.S. banks left loan standards unchanged on commercial and industrial loans to l...
- U.S. banks left loan standards unchanged on commercial and industrial loans to large and mid-sized firms during the second quarter and eased standards on such loans to smaller firms, according to a survey of bank officers published on Monday.
“Banks, on balance, reported that their lending standards on C&I loans are currently at the easier end of the range of standards between 2005 and the present,” the report said. The survey showed demand for commercial loans from larger firms in the second quarter was mostly unchanged, but the details suggest an improvement: among the minority reporting a change in demand there was a decline in the portion seeing a weakening, and an increase in those seeing strong demand, compared with the first quarter. Demand from small firms overall was weaker, the report said.For households, the picture was somewhat different.
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