If you want to earn points toward free travel or cash back to save on holiday shopping, now could be a great time to apply for a new credit card and earn its sign-up bonus
If you're about to do some holiday shopping and if you're in good financial standing, it could be worth opening a new credit card to earn its welcome bonus. Timing a new credit card application with holiday shopping allows you to put your holiday purchases toward the minimum spending requirement to earn a credit card sign-up bonus. For example, if you apply for the Chase Sapphire Preferred Card and spend $4,000 in the first three months, you'll earn 60,000 Ultimate Rewards points.
If you're about to do some holiday shopping and if you're in good financial standing, it could be worth opening a new credit card to earn its welcome bonus. Timing a new credit card application with holiday shopping allows you to put your holiday purchases toward the minimum spending requirement to earn a credit card sign-up bonus. For example, if you apply for the Chase Sapphire Preferred Card and spend $4,000 in the first three months, you'll earn 60,000 Ultimate Rewards points.
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