An 18-year-old won the lottery on her first try—and she’s doing something unusual with her prize. via CNBCMakeIt
Earlier this month, on her 18th birthday, Charlie Lagarde won the lottery the first time she played, CNN reports. The Quebecois beat the one in 6 million odds to take home the grand prize: a lump sum of $1 million or $1,000 a week — for the rest of her life.
Most lottery winners opt for the one-time pay out when given the choice — expert opinion on the best option varies. But others argue that such a windfall can be dangerous."If you get a huge lump sum, it's easier to make a mistake, whereas if you choose the annuity, then at least if you mess up and blow the first year's worth, you have another chance," said Nick Holeman, certified financial planner at Betterment.After all, astoundingly, lottery winners are more likely to declare bankruptcy within a few years than the average American.
"If you're not disciplined, you will go broke. I don't care how much money you have," Missouri lottery winner Sandra Hayes told the Associated Press.
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