There are many ways to achieve early retirement, and it can be done without going to extremes
Tommy, an early retiree who runs the blog Leisure Freak, left his corporate job at age 51, shortly after the stock-market crash in 2008. He never earned a six-figure salary, but said he focused on paying off debt, maxing out his retirement accounts as often as possible, and investing his savings. In hindsight, he wishes he kept more than $20,000 in cash reserves and paid off his mortgage before retiring early — the benefits would have been more mental than anything, he said.
Tommy, an early retiree who runs the blog Leisure Freak, left his corporate job at age 51, shortly after the stock-market crash in 2008. He never earned a six-figure salary, but said he focused on paying off debt, maxing out his retirement accounts as often as possible, and investing his savings. In hindsight, he wishes he kept more than $20,000 in cash reserves and paid off his mortgage before retiring early — the benefits would have been more mental than anything, he said.
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