It's a great place for a travel fund
I don't know about you, but I like to reward myself for saving money toward specific goals. No, not by spending it — by putting it in a place where my money gains value, or at the very least doesn't lose value, over time.I use a high-yield savings account
Dozens of banks offer high-yield savings accounts with varying annual percentage rates for different balance amounts, some as high as 2.3%. That means an account with $10,000 could turn into $10,230 in 12 months, if left untouched. With consistent contributions, it would earn even more. Most high-yield savings accounts allow up to six withdrawals per month, just like a regular savings account, but higher interest rates will help your money continue growing until the inevitable emergency arises.The stock market has the potential to earn you the biggest returns on your money, but it's never guaranteed.
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