About 21% of Americans have no money tucked away for unexpected costs, according to a new survey.
About one-fifth of Americans don't have any savings, according to a new survey.
Savings have improved in recent years, but some Americans have said they would still have trouble paying for an unexpected $400 expense like a car repair.About 21% of working Americans said they aren't saving any money at all, Bankrate found in a survey. Among those who are saving, a majority are putting away less than 10% of their income.
"Among lower income households, they're mostly living paycheck to paycheck and even struggling to do that," he said."So, they have no leeway in their finances." That doesn't mean Americans aren't trying to save, according to Jonathan Morduch, an economist at New York University and a coauthor of"," a book detailing a study of the spending habits of 235 households over a year.
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