We talked to 7 students about their loan debt, and how it affected their pasts – and futures
published by Northwestern University found consistent correlations between high debt and higher levels of depression and stress, along with self-reported health problems.
For these young people — and many others — debt is not just a number; it is a heavy burden felt on a day-to-day basis, one that dictates the present as much as it does the future. I am supposed to have my loans paid off by 2029, but I am hoping I can get them paid off before then. To keep myself motivated, I remind myself that I'll only be in my mid-30s by then, so I'll still have plenty of ‘life’ to live, but at the same time, I might have other large debts to pay off, like those related to homes or maybe children.: I think education in general should be more affordable.
Rafy is a 22-year-old currently living in Orlando, Florida. She graduated from Syracuse University in 2019 where she studied Writing & Rhetoric. Despite receiving a need-based federal grant as well as University grants and scholarships that covered 90% of her educational cost, she still owes $18,000 in direct subsidized and unsubsidized loans. As she nears the repayment process, Rafy fears the impending bills as she is currently unemployed. Her repayment plan is projected to take 10 years.
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