Don't respond to them.
, says con artists may send account suspended, closed, blocked, or locked scam texts, most often in regards to bank accounts or peer-to-peer payment services like PayPal or Venmo.
"They will give you a link or a phone number to call to unlock your account or keep it from closing. These will lead to a scammer who is out to get your money and/or identity," Buchanan explains."If you are concerned about your account, find a bank statement and call the number on it, or type in the bank's URL directly and find out online."gets sent to your phone and can be entered elsewhere to verify your identity and keep your account secure, per TechTarget.
On the flip side, you could actually be putting your information at risk if you fall for an OTP scam—like a message providing you with an Amazon code you didn't request. "These are texts that pose as coming from a service that you use that is asking you to send them 2FA code," Buchanan says."They'll usually say that someone tried to access your account, and if it wasn't you please send a 'reset code' that the service sent to you."
But it's not actually Amazon sending you a code. Instead, it's likely coming from a bad actor who is trying to lure you into giving up the code so they can access your account, according to Buchanan."The scammer has your phone number and is already attempting to log into your account, which triggered a 2FA authorization. This is the final piece they need to get into your account," he warns."Never send a 2FA code via text or email.
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