Even with elevated mortgage rates, it may not make sense to wait for them to fall. Here's why.
may only come on the market at one time, and it may not be during the most favorable rate environment. So don't make perfect the enemy of the good and skip out on the chance to buy the home.
"Date the rate and marry the home," most experts advise. In other words: The interest rate you secure now is temporary and can be adjusted in the future. But the dream home available now could be gone forever. Adjust your purchase plans accordingly.Mortgage rates and mortgage refinance rates are both elevated now. But they won't be forever, at which point you couldSo don't feel like you'll be saddled with a higher rate forever.
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