Not everyone needs private disability insurance, but if you rely on a steady paycheck to pay your bills, stay out of debt, and save up for the future, you probably do
are for cancer, pregnancy, and mental-health issues like depression and anxiety.
If you financially support a partner, kids, aging parents, or anyone else, disability insurance can help make sure they're taken care of if you're ever unable to work because of an injury or illness. When you apply for a policy, you choose exactly how much you want to receive each month as a benefit and how long you want it to last., mostly from credit cards and student loans.
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