Getting your finances in order can be a great way to reduce stress on Labor Day — and these money moves can help.
. These types of banks have lower overhead costs compared to traditional banks, allowing them to pass on the savings in the form of more interest to their customers. That makes them an appealing choice for those who want to earn more on their idle cash. But if you'd prefer access to a physical banking location, there are plenty of other good options from credit unions and brick-and-mortar banks, too.
Labor Day is a great time to explore different financial institutions' offerings and compare money market account interest rates. The rates on money market accounts are much higher than they have been in recent years, which makes opening one a wise move for most people. However, most money market rates are currently lower than what you'd get with a top CD or high-yield account.
That said, you should always do your homework before opening any type of account, including money market accounts. While these accounts are generally considered low-risk, it's still important to check whether there are any fees or minimum balance requirements associated with maintaining the account.
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