2.5 billion people around the world don't have a credit score—here's why that's a problem. (via CNBCMakeIt)
which means 2.5 billion people don't even have credit scores, she explains.
"Every person, regardless of where they are born, the gender they are born into, and the class they are born into, deserves access to fair, flexible services that allow them to move through the world confidently and responsibly. But that's not how the world currently works," Siroya says. "We started with a system for the excluded, in full belief that designing for those on the margins serves everyone.
Stories like Aimee's aren't uncommon in the Philippines, where 85% of the formal Filipino population is outside of the formal banking system, Siroya says. This sometimes comes as a surprise to those hearing about Tala for the first time, because people "often have a very biased assumption of who we think the under-served is," Siroya says. Tala isn't just for those living in some far off remote place. Instead, it's for everyone, whether they are starting from scratch financially or want access to better financial products, Siroya says.
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